Company business reputation file
General characteristics from open sources
legal entity
KS "UNIVERSALNA" USREOU 34801703
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- Express-Analysis of Counterparty Using Artificial Intelligence
- General information
- Related persons
- Availability of credit history in the database of the UBCH
- Sanctions lists of the National Security and Defense Council of Ukraine
- Prohibition to participate in bidding by the Anti-Monopoly Committee of Ukraine
- SME scoring based on the data from open sources
- Bankruptcy procedure
- Financial statements
- Tax data
- Judges
- Encumbrance
- Real estate objects
- Vehicles
- Licenses
- Information on enforcement proceedings
- Change history of registration data
- Other companies with the same main activity
Express-Analysis of Counterparty Using Artificial Intelligence
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Artificial intelligence will conduct an in-depth analysis of data in the Business Reputation Dossier and generate a concise summary and an analytical reliability score of the counterparty for quick risk assessment of cooperation.
1
Full title
КРЕДИТНА СПІЛКА "УНІВЕРСАЛЬНА"
Registered Current as of 05.12.2025.
Last updated on 24.09.2025
USREOU
34801703
Date of registration
28.12.2006
Authorised person
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ШМАКОВА ГАЛИНА ВАСИЛІВНАSupervisor
-
ГАРКАВИЙ СЕРГІЙ ПЕТРОВИЧRepresentative
Management body of a legal entity
Діє на підставі установчих документів, затверджених засновниками (учасниками)
Founders
БЕРНІК КОНСТЯНТИН ИОСИПОВИЧ
Country of citizenship: Ukraine
СТРЕЦКУЛ ВІКТОР НИКИФОРОВИЧ
Country of citizenship: Ukraine
ПАРТИЦЬКА ЛІЛІЯ ВАЛЕРІЇВНА
Country of citizenship: Ukraine
ПОЛИВОДА ГАЛИНА ВОЛОДИМИРІВНА
Country of citizenship: Ukraine
ПОМИСОВА ЛЮДМИЛА ФЕЛІКСІВНА
Country of citizenship: Ukraine
ПОНОМАРЕНКО ЮЛІЯ ОЛЕКСАНДРІВНА
Country of citizenship: Ukraine
СЕРБІНА ЮЛІЯ ВОЛОДИМИРІВНА
Country of citizenship: Ukraine
СИЧЕВСЬКА ТЕТЯНА ТРОХИМІВНА
Country of citizenship: Ukraine
СПАСОВ АНДРІЙ АНАТОЛІЙОВИЧ
Country of citizenship: Ukraine
СТРАТІЄНКО НІНА СЕМЕНІВНА
Country of citizenship: Ukraine
СТРЕЛЬЧУК ІРИНА ВАЛЕРІЇВНА
Country of citizenship: Ukraine
ТКАЧ СЕРГІЙ ГРИГОРОВИЧ
Country of citizenship: Ukraine
НАЗАРОВА ТЕТЯНА ГЕОРГІЇВНА
Country of citizenship: Ukraine
УДАЛОВА ЗОЯ ІВАНІВНА
Country of citizenship: Ukraine
УДАЛОВА ОЛЕНА АНАТОЛІЇВНА
Country of citizenship: Ukraine
ФРІДМАН АНАТОЛІЙ БОРИСОВИЧ
Country of citizenship: Ukraine
ЦОЄВА ТЕТЯНА ПАНАСІВНА
Country of citizenship: Ukraine
ЧЕШЕНКО КОСТЯНТИН МИКОЛАЙОВИЧ
Country of citizenship: Ukraine
ШМАКОВ АНДРІЙ ВОЛОДИМИРОВИЧ
Country of citizenship: Ukraine
ШМАКОВА ГАЛИНА ВАСИЛІВНА
Country of citizenship: Ukraine
ЯКУБЕНКО СЕРГІЙ МИХАЙЛОВИЧ
Country of citizenship: Ukraine
ЄГОРОВА МАРІЯ ГЕОРГІЇВНА
Country of citizenship: Ukraine
ІВАНОВ СЕРГІЙ ВЛАДІСЛАВОВИЧ
Country of citizenship: Ukraine
НІКУЛІН РОМАН В'ЯЧЕСЛАВОВИЧ
Country of citizenship: Ukraine
МОТИГІНА МАРИНА ІГОРІВНА
Country of citizenship: Ukraine
БЕРНІК КСЕНІЯ ВОЛОДИМИРІВНА
Country of citizenship: Ukraine
ГАРКАВА НАТАЛІЯ СЕМЕНІВНА
Country of citizenship: Ukraine
БУРМА ОЛЕСЯ МИКОЛАЇВНА
Country of citizenship: Ukraine
ВАКУЛА ЛІЛІЯ ЄВГЕНІЇВНА
Country of citizenship: Ukraine
ВАЛЕЙНО ОЛЕКСАНДР ВОЛОДИМИРОВИЧ
Country of citizenship: Ukraine
ВОРОНІН АНДРІЙ АЛЬБЕРТОВИЧ
Country of citizenship: Ukraine
ВОРОНІНА ВАСИЛИСА ОЛЕГІВНА
Country of citizenship: Ukraine
ВІТЕР МАРИНА ВАЛЕРІЇВНА
Country of citizenship: Ukraine
ГАРБАЗЕЙ ЛЮБОВ ВІКТОРІВНА
Country of citizenship: Ukraine
ГАРБАЗЕЙ ІРИНА ВАЛЕРІЇВНА
Country of citizenship: Ukraine
ГАРКАВА АЛЛА СЕРГІЇВНА
Country of citizenship: Ukraine
ГАРКАВА ЛЮДМИЛА ВАЛЕНТИНІВНА
Country of citizenship: Ukraine
ГАРКАВИЙ ОЛЕГ ПЕТРОВИЧ
Country of citizenship: Ukraine
МАЦИШИНА ОЛЕНА АНАТОЛІЇВНА
Country of citizenship: Ukraine
ГАРКАВИЙ ПЕТРО АНДРІЙОВИЧ
Country of citizenship: Ukraine
ГАРКАВИЙ СЕРГІЙ ПЕТРОВИЧ
Country of citizenship: Ukraine
ГУДЗЕНКО ТЕТЯНА ПЕТРІВНА
Country of citizenship: Ukraine
ДРАГОНЕР АЛЛА ВОЛОДИМИРІВНА
Country of citizenship: Ukraine
ДІМОВА ЛАРИСА САВЕЛІВНА
Country of citizenship: Ukraine
КАЛАШНІКОВА ІРИНА ДМИТРІВНА
Country of citizenship: Ukraine
КАТИЛОВ АНАТОЛІЙ АНАТОЛІЙОВИЧ
Country of citizenship: Ukraine
ЛАБУНЕЦЬ СЕРГІЙ СЕРГІЙОВИЧ
Country of citizenship: Ukraine
МАЗУРІК ЛЮДМИЛА ПАВЛІВНА
Country of citizenship: Ukraine
МАРМУСЕВИЧ ГАННА МИХАЙЛІВНА
Country of citizenship: Ukraine
ІВАНОВА ОЛЕНА ОЛЕКСАНДРІВНА
Country of citizenship: Ukraine
Activities
Constituent documents
Statutory documents and ownership structure of a legal entity from the Unified State Register of Legal Entities, Individual Entrepreneurs, and Public Formations (USR).
Change history of registration data
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Related persons
3
Credit history KS "UNIVERSALNA" in the database of the Ukrainian Bureau of Credit Histories
The credit history check is available after authorization.
Credit history is information about a personʼs loan obligations and discipline in fulfilling them, which is stored in credit bureaus, forms the borrowerʼs financial reputation and affects the possibility of obtaining new loans.
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Sanctioned lists
5
Prohibition to participate in bidding by the Anti-Monopoly Committee of Ukraine
The company does not have a decision of the Antimonopoly Committee of Ukraine on participation in the auction.6
SME scoring based on the data from open sources
1187
Bankruptcy procedure
There is no information about bankruptcy.
8
Financial statements: KS "UNIVERSALNA"
There are no financial statements. 9
Tax data: KS "UNIVERSALNA"
Information in the "Tax data" block regarding large taxpayers and tax debt is temporarily not updated due to the restriction of access to the relevant public electronic registers in connection with the introduction of martial law in Ukraine. Not a VAT payer
Tax debt as of 28.01.2022
Register of large taxpayers
The company is on the register as of 2022 year
Salary arrears as of 24.08.2025
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Judges: KS "UNIVERSALNA"
Jurisdictions
By Parties in the Cases
By Forms of Proceedings
№
Case number
Role
Jurisdiction
Status of Review
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Encumbrances of movable property: KS "UNIVERSALNA"
The State Register of Movable Property Encumbrances is a unified register for recording encumbrances (pledges, restrictions, etc.) and enforcement actions on them (seizure, confiscation, forced sale, etc.).
Please note that records of encumbrances are subject to exclusion six months after registration of information on the termination of the encumbrance.
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Real estate objects: KS "UNIVERSALNA"
The State Register of Real Rights to Immovable Property is the unified register for recording property rights to real estate and applicable encumbrances.
Please note that information on real rights that were registered before 2013, can be found in separate blocks of the report, and for registrations before 2004, the data may be absent from the register at all.
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Vehicles
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Licenses: KS "UNIVERSALNA"
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Information on enforcement proceedings: KS "UNIVERSALNA"
Verify firm/self-employed
Other companies with the same main activity
